Terms and Conditions

What These Terms Cover

These terms apply to anyone who reads or uses the website for Life Insurance Round Rock, a life insurance agency working with clients in Round Rock, TX and the surrounding area. By using the site, you agree to them. If something here does not sit right with you, please stop using the site and call us instead.

General Information, Not Personal Advice

Our pages explain term life, whole life, universal life, final expense, mortgage protection and retirement income planning in everyday language. That explanation is general. It cannot account for your health, your budget, your beneficiaries or the obligations you are trying to cover.

Nothing on this site is a quote, an offer of coverage or a promise that any insurer will accept an application. For guidance that fits your situation, speak with an agent directly.

Talking With Us by Phone

The phone is the only way to reach us through this site. When you call, you decide what to share. We use those details to answer your questions and, if you ask, to prepare a quote. A call does not commit you to buying anything.

Quotes and Policies

Any figure we discuss on a call is an estimate. The final premium and the terms of coverage are set by the insurance company after it reviews a completed application, which may include health questions or an exam.

Once a policy is issued, the written contract from the insurer is what governs your coverage. Read it closely, and ask us about any line that is unclear before you sign.

Using the Site Fairly

The writing and layout of this site belong to us. You are welcome to read it, print a page for your own reference or share it with family. Please do not copy it for commercial use, and do not attempt to interfere with how the site runs.

Limits of Our Responsibility

We work to keep every page accurate and current, but insurance products and rules change. We are not responsible for decisions made solely on the basis of this website without a conversation with an agent. These terms are governed by the laws of the State of Texas.

Updates to These Terms

We may revise these terms from time to time, and the version posted here is the one in effect. If you have a question about anything on this page, our agent will walk you through it when you reach us at (512) 337-4603.